We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Luma Credit Increase
dejie
Posts: 9 Forumite
in Credit cards
Hi guys I'm just wondering. I got accepted a Luma credit card 5 months ago to help improve my credit rating at £200 I was wondering if anyone here had one and how long it took to get your spending limit increased. Thanks!
0
Comments
-
I held my Luma for around 18 months and my limit stayed at £200, always paid on time etc. I closed it when I was accepted for Aqua and BC Initial. These both helped my credit file no end and both have given regular increases.0
-
Hi guys I'm just wondering. I got accepted a Luma credit card 5 months ago to help improve my credit rating at £200 I was wondering if anyone here had one and how long it took to get your spending limit increased. Thanks!
If the main purpose of holding the card is to improve your credit history, why the need for an increase? Just spend a token amount each month and let your DD pay it in full and it will serve it's purpose.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards