Couple renting..one with good credit score and one with poor..advice

Guest101

pelican19 wrote: »

Hi, I was in the same situation a few years ago. My partner and I wanted to rent somewhere that was actually really quite cheap at the time, and because my partner had a poor credit score plus he was on a debt management plan, the estate agent refused our application. I then asked for more info and they said that many landlords just don't want to take anyone on with a poor rating and even if we could afford the rent, we would never be in the running.

I might have just had a really mean estate agent but it certainly didn't seem fair when my rating was fine.

After a couple of years, my partner finished on his debt management program and his credit rating increased. We'd split up by then, but he was able to rent somewhere soon after. So it can happen after a bit of time

Agents cant see credit ratings or DMPs, so being too honest might've cost you in that situation.