Debit card you can't use over the phone?

mwarby

How determined is your mother to make these purchases though ?

While blocking phone and modding card might work, these are both easily bypassed. Your mother could for instance get a mobile contract and another account\ credit card\ mail order account

If shes happy to work with you, then perhaps have 1 or 2 basic no credit allowed bank accounts. Having 2 accounts would allow someone to drip feed spending money from one account to the other(the source account having no card access).

System

State Bank of India issue unembossed debit mastercards on their savings accounts.

It came with a leaflet that said it could only be used in ATMs and at the Point of Sale (shops). Card not present transactions and pay at pump would be declined.

Might be an option?

Mothershelper

Thanks for the replies. It does look like there is anything i can do. My mother does have capacity so i cant' do anything along those line but she has enough mental health problems that she is difficult to deal with. I cant' handle any of her money myself as i'll be accused of stealing and she is not beyond taking these accusations to the police.

There is only one bank in her town, Barclays and they said that they can do her a cash card accoutn only but she would only be able to withdraw the money directly from their own cashpoints only this would be too difficult as the bank is nowhere near shops so she would have to get a taxi there and the another taxi to the shops so it would just cost her too much. This money is from benefits not myself.

She isn't determined enough now to take a taxi to somewhere she could go and get a phone contract, although she has got 3 right now coming to the end of there contract. She was able to drive previously so would go around but her health has deteriorated so much now that she is not longer allowed to drive. I firmly believe that these shopping channels are the one thing now that i have to worry about. Virgin said the only thing i could do was take over the phone account myself then i could put a pin on and block them but i can't afford to pay her bill and that would risk my credit.