Amex available credit

joffie12

Hi,
So I have recently received my new Amex everyday platinum cash back card after reading the great reviews on this site as the best cash back card.
I have started to use the card this weekend and noticed the total spend I have actually made doesn't equal what Amex is telling me online is my available credit. So, the total of my spend is £29.33 however my available credit is down by £30. I'd like to know where the 0.67p has gone. I know it's only a small amount but as I am about to embark on some big spends I don't want money to just vanish.
Hope I've explained this ok and someone can share any experiences they have had.
Many thanks!

reclusive46

joffie12 wrote: »

Hi,
So I have recently received my new Amex everyday platinum cash back card after reading the great reviews on this site as the best cash back card.
I have started to use the card this weekend and noticed the total spend I have actually made doesn't equal what Amex is telling me online is my available credit. So, the total of my spend is £29.33 however my available credit is down by £30. I'd like to know where the 0.67p has gone. I know it's only a small amount but as I am about to embark on some big spends I don't want money to just vanish.
Hope I've explained this ok and someone can share any experiences they have had.
Many thanks!

Amex round down the available credit to the nearest pound.

joffie12

Thanks.
So do they charge you for the difference?

Ben8282

joffie12 wrote: »

Thanks.
So do they charge you for the difference?

No of course they don't.