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Using Noddle is it good?

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roxy28
roxy28 Posts: 670 Forumite
Ninth Anniversary
in Credit file & ratings
I see Noddle offer free for life credit reports, if i joined it would be mainly to keep a eye out if anything dodgy is going on. Do they show as much/less info compared to paying others like experian etc.
Does free = less in noddles case?

So is it worth signing up.
:T

Comments

  • Typhoon2000
    Typhoon2000 Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    There are 3 credit reference agencies. Call credit is one of them. Their online portal for members of the public is Noodle. If you want to keep an eye on your Call Credit file, joining Noodle or requesting your Stat report from Call Credit is the only way.

    Credit Expert is Experians portal. It only shows what data Experian hold.

    So yes, it's a good ( free) way to see you Call Credit file.
  • roxy28
    roxy28 Posts: 670 Forumite
    Ninth Anniversary
    Typhoon2000 wrote: »
    There are 3 credit reference agencies. Call credit is one of them. Their online portal for members of the public is Noodle. If you want to keep an eye on your Call Credit file, joining Noodle or requesting your Stat report from Call Credit is the only way.

    Credit Expert is Experians portal. It only shows what data Experian hold.

    So yes, it's a good ( free) way to see you Call Credit file.

    Ok thanks Typhoon2000.

    I am going ahead to sign up then, its free and i will see how it goes, keeping a small eye on things can only help.
    :T
  • molerat
    molerat Posts: 34,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 November 2015 at 8:33PM
    Don't forget ClearScore https://www.clearscore.com who use Equifax data.
  • roxy28
    roxy28 Posts: 670 Forumite
    Ninth Anniversary
    molerat wrote: »
    Don't forget ClearScore https://www.clearscore.com who use Equifax data.

    Thanks.
    NO problem then using both at the same times?
    :T
  • Marktheshark
    Marktheshark Posts: 5,841 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Great, UNLESS, you owe anybody any money and are keeping your head down.
    The debt collectors get to bid for "new information" on old debts.
    I do Contracts, all day every day.
  • molerat
    molerat Posts: 34,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No. I am subscribed to Noddle, ClearScore and Equifax.
  • roxy28
    roxy28 Posts: 670 Forumite
    Ninth Anniversary
    Marktheshark wrote: »
    Great, UNLESS, you owe anybody any money and are keeping your head down.
    The debt collectors get to bid for "new information" on old debts.

    No money owing lol
    :T
  • roxy28
    roxy28 Posts: 670 Forumite
    Ninth Anniversary
    molerat wrote: »
    No. I am subscribed to Noddle, ClearScore and Equifax.

    Right ok then, onward and forward.
    :T
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    I'm subscribed to both Noddle and Clearscore. I've no grounds to complain; everything is being reported accurately on there and I've no missing information/creditors.

    If I want to know what's on my Experian credit files I use the stat. £2 service. Definitely "money saving" in terms of the £14.99 monthly fee!
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
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