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Got. CCJ 5yrs ago. Can i open M+S free gift card account

dr_john_cain
dr_john_cain Posts: 7 Forumite
Part of the Furniture Combo Breaker
edited 14 November 2015 at 2:30PM in Credit file & ratings
Hi
got ccj 5 years ago following job loss.

Would banks offer me account which gives free offers such as the m and s one which gives a gift voucher?

Cheers, john

Comments

  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The only way to find out is to apply, but you may be limited to a basic bank account with no possibility of credit. Or wait another year at which point the CCJ will drop off your credit history.
    No free lunch, and no free laptop ;)
  • chuckley
    chuckley Posts: 4,405 Forumite
    Part of the Furniture
    not M&S, but check MSE eligibility calculator. I got 70% for M&S and tried anyway and got declined. my ccj is the same age as yours.
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