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September PMS challenge.
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I managed to bump my PMS up a bit today. I used three vouchers in Boots, saving £4.50 on cleanser, £0.79 on moisturiser and £0.15 on a magazine.I also saved a few pence on a multibuy in my local freezer shop. I don't feel like I'm doing very well so far, but saying that I haven't really been spending much at all lately. Hopefully I'll manage to increase the amount a bit as the month goes on.0
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My "going out" budget for Friday was £10 and I spent less than a fiver, but I knew I had an expensive night out on Saturday because there was an admission fee. So the fiver got added to Saturday's to make £15. I wasn't expecting admission to be £6 nor pints of lemonade to be more than £2.50. I loaned the mate I went with £1.50 so he could buy some band merchandise, and I came back with £1.10. Then I blew that on an ice cream when the ice cream man came. Therefore, nothing to add to my pms pot this weekend.
Just checked my Ciao account and there's £6.39 in there now. That will go towards my ballet pot. I might put in a claim on Friday - so I can get the interest added to it too, for what it's worth.spendy/she/her ***DEBT-FREE DATE: 11 NOVEMBER 2022!*** Highest debt: £35k (2006) MY WINS: £3,541 CASH; £149 Specsavers voucher; free eye test; goody bag from Scottish Book Trust; tickets to Grand Designs Live; 2-year access to Feel Amazing App (worth £100); Home Improvement & Renovation Show tickets; £50 to spend on chocolate; Harlem Globetrotters tickets; Jesus Christ Superstar tickets + 2 t-shirts; Guardians of the Galaxy goody bag; Birmingham City v Barnsley FC tickets; Marillion tickets; Dancing on Ice tickets; Barnsley FC v Millwall tickets0 -
I found a pound coin upstairs (think it fell out of hubby's kitbag, his locker pound but it serves him right for not caring enogh to pick it up!), then today bought some Xmas presents for preschool staff, 9 of them at £1.50 reduced to £1, so saved £4.50. And bought some Cauldron veggie stuff, 4 items down £1.50 to £1 so another £2. Not bad :j
Todays total £7.50, total now at £34.56 - am so chuffed! And still got 2 weeks to go!Jan GC: £202.65/£450 (as of 4-1-12)
NSDs: 3
Walk to school: 2/47
Bloater challenge: £0/0lbs0 -
I am going to get back into this again this month. I am going to set myself a target of 30 pounds. 1st thing i will do for it is to convert some currency from DH going to switzerland last year. I think there is about 20 pounds worth, and it has just sat there for the past year.
I need to replace the money that came out of our savings pot while i have been on maternity leave before next May. :eek: I have used about 4000.0 -
I've managed to bump my PMS up loads today through receiving a few gift vouchers through the post. I also used another coupon from the Boots advantage point for a half price hair dye. I still havent used the last one I got free, but I'll use it eventually, it definately won't go to waste.0
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Cracking savings today.
Boots BOGOF on baby wipes - 3.90
redeem vouchers on shopping - 35.00
bought books on 3 for 2, DH got 2 he wanted using vouchers, and i got the 3rd as a xmas present, saving 10.00
so total is 48.90 which i have just put in my savings account. I will remember to keep doing this.0 -
i have managed to get enough PMS to buy the lino for my sons bedroom:D
anything else i now get this month will be transferred into savings.
how is everone else doing?November NSD's - 70 -
Hi jamiedodger,
Only started on the PMS last month so havent quite got the hang of it but i have saved £56.00 will be using it for xmas could do with some handy hints if you have any thank you Rachael x:jHi still have debts to clear :mad: working towards a DFL my family have grown over the last 2 years I very proud to say I now have 3 beautiful Grandchildren :T My DF fight continues:):):):)
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Hi all
I am going to try to join in with this in October, it seems like a very good idea to help me save. I will try anyway.......
Mel xUnless someone like you cares a whole awful lot,
Nothing is going to get better. It's not.0 -
welcome mel:)
all those little savings really do add up!November NSD's - 70
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