Mortimer & Clarke Solicitors

howie94

pupgrum wrote: »

You don't know if OP previously replied to any debt collection agency letter and forgot about it. You don't know when the default notice was issued. Moving address may mean the default notice was sent and not, well, noticed.

There's no time limit to issuing a default notice. It's standard practice to issue it 3 months or may be 6 months, but some lenders take longer than that. The law only states they must issue the default notice before taking legal action.

Let's assume OP missed a payment in 2006. Interest is added every month but the lender doesn't issue the default notice until 2009. Yup, you're screwed.

Hi

There has never been a DEFAULT served and ive not moved address within this period either, ive never have engaged with a DCA and checking all 3x CRAs nothing shows regarding the debt.

Just so annoying too recieve this just before xmas and also not knowing how too challenge it when i have no idea why they have come up with this debt and havent been contacted in 9 years since the voluntary termination...:mad:

fermi

Please posts a link to your thread on legalbeagles when you have done that.

fermi

Sorry. If/when you start a thread over there, then would be nice if you could post a link to it so we can follow how you get on and what people over there say. That's all.

Lot's of claims from these people at the moment, so anyone landing here from say a Google search will be able to follow that to see how you get on.

By the looks of it you can start a new thread in their special legal claims section by filling in form in this link with details on the case

--> http://www.legalbeagles.info/forums/forms.php?do=form&fid=9

or by just starting a new thread with --> + Post New Thread

Then once done the created thread will have a link in you browser url bar or by clicking the thread and copying the link. Similar to the way this thread on MSE can be found with --> this link

howie94

fermi wrote: »

Please posts a link to your thread on legalbeagles when you have done that.

Hi

Ive posted this link as it may help others who may be experiencing the same issues.


http://www.legalbeagles.info/forums/showthread.php?74282-County-Court-Claim-Form-Received-!!!&p=602288#post602288

sourcrates

Seems like it will be statute barred by the sounds of it, tread carefully though as advised, they are slippery !!!!!!

howie94

Hopefully will be statue barred, I've sent off for the CCA and also the CPR forms to the relevant people just waiting now too hear back so I can defend my case on the MCOL.

Regards

howie94

Hi all

Here is a link to the outcome of my defence against Mortimer Solicitors, if you seek any help please inbox me.

Ps- yes the claim has been stayed as no contact from either DCA nor solicitors could prove anything!!!:beer:

http://www.legalbeagles.info/forums/showthread.php?74282-County-Court-Claim-Form-Received-!!!

Kind regards Howie