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Any ideas? about to scream and feel very down now.
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Rrushi_Shqiptar
Posts: 308 Forumite
As mentioned previously I have a settled mortgage account that is reported on equifax as AP in March 2010 until April 2013 then states up to date in May then settled in June.
No arrangement to pay was put in place, and I was bankrupt in 2009. The account had defaulted prior to the BR and afterwards, in fact they issued court proceedings for eviction. No eviction took place and eventually the property was sold on instruction of the IP. After the forced sale was instructed monthly payments were withheld and then after the sale the mortgage was paid off in full.
I feel that the report should show default as of 22/12/2009 and drop off with the BR. Rather than staying on my record after the BR of which it was a debt.
Jerrold Holdings (Blemain Finance/Cheshire Mortgage Corporation) are the Creditors and I am struggling to find out who I contact and request they change their report. Am I correct in my thoughts?
Many thanks for any help offered.
No arrangement to pay was put in place, and I was bankrupt in 2009. The account had defaulted prior to the BR and afterwards, in fact they issued court proceedings for eviction. No eviction took place and eventually the property was sold on instruction of the IP. After the forced sale was instructed monthly payments were withheld and then after the sale the mortgage was paid off in full.
I feel that the report should show default as of 22/12/2009 and drop off with the BR. Rather than staying on my record after the BR of which it was a debt.
Jerrold Holdings (Blemain Finance/Cheshire Mortgage Corporation) are the Creditors and I am struggling to find out who I contact and request they change their report. Am I correct in my thoughts?
Many thanks for any help offered.
I love green dots :T I hate red dots :mad:
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