We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Vanquis interest rate reduction
mwarby
Posts: 2,049 Forumite
in Credit cards
Just had a letter from vanquis with a rate reduction from around 50% to 41% , due to me managing the account well
Had the card for a year, always paid in full, no limit increase still £250.
Thought this might be of interest, as past threads have suggest vanquis don't drop rates
Had the card for a year, always paid in full, no limit increase still £250.
Thought this might be of interest, as past threads have suggest vanquis don't drop rates
0
Comments
-
Taking a cynical viewpoint, perhaps they are hoping that by lowering the APR, you may leave a balance on the card, rather than paying in full.0
-
I had thought of that, I much prefer paying 0% by paying in full
0 -
-
it says they increase limit on the fifth statement? with the paperwork i had.
Maybe you have to ask?0 -
bengal-stripe wrote: »Now that is really a generous offer. Time to celebrate :j :beer: :j
Now if only I could get them to stop offering me PPI ....0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards