Money transfer cards.

U158289

Hi I was wondering if any one knows how high my experian credit score has to be to be eligible for one if these cards. I'm wanna pay off an overdraft with one over 2 years.
My score is fair and a few points below good

Ebe_Scrooge

Your score is totally meaningless, ignore it. What matters is your credit history - if you have a regular history of borrowing and repaying responsibly, you'll have a reasonable chance of being accepted. The amount of credit you'll be offered will also depend upon your history, as well as your level of income and existing debt.

20aday

You could use MBNA's eligibility checker to see if you'd qualify for a Money Transfer card.

Experian_company_representative

Hi U158289

You Experian Credit Score allows you to understand how lenders may view your Credit History, however it is not viewed or seen by any lenders you are thinking of applying with. They will have their own score based upon your own credit history as well as application information such as age and income, this information Experian does not hold and therefore it is not included within your Experian Credit Score.

You may wish to speak directly with the lender prior to applying for credit to see if they can give you any indication of your suitability for a particular product. Please remember a large number of applications for credit within a short time may also impact how desirable you are to lenders.

As you have seen your Experian Report it may also be an option to take this to the lender ahead of applying so you can openly discuss your credit history

You may find our 'improve' site useful for more hints and tips:
http://www.experian.co.uk/consumer/improve/index.html

Thanks

Steven