18 month interest free, +£3k transfer

Liv.1987

Hi everyone.

I am looking for a credit card that offers at least 18 months interest free balance transfers of up to £3.5K. I currently have a credit card with Natwest and my credit limit is £3k. This is an old card, so not part of any promotions right now. Any suggestions of which bank would offer a credit card as per above?

Many thanks.

chattychappy

Hi...
The limit really just depends on what the credit reference agencies hold about you and what you write down on the form for your income etc. Lenders do vary a bit - I think MBNA give relatively high limits. So you just have to apply and see what you get. Even if you can't transfer all of your balance, transferring some will reduce your interest bill. (And you could always apply for a third card.)

Take a look at this link:http://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards?_ga=1.152192305.940799696.1383557186

and: https://www.moneysavingexpert.com/eligibility/credit-cards/ for the eligibility checker.


Most cards would offer >£3500 if the conditions are satisfied.

Ebe_Scrooge

Take a look at the balance transfer guide on this site :

http://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards?_ga=1.176517541.101213169.1447058371


Whether or not you'll be accepted, and what limit they'll give you, no-one can guess. It depends on a number of factors such as your income and credit history.