Card limit of £2000 purchase of £2500 coming up

TheNewGuy_2

Hey everyone

My card only has a limit of £2500 but booking a holiday of roughly £2500 how can I do it so I am only £2000 in debt on my card? Would I make the purchase first and then add the extra £500? Or would I overpay the card while I pay the original outstanding debt too?

[Deleted User]

The first way.

WannaBLoaded

pay as much as you can with credit card and the rest on debit card?

TheNewGuy_2

All inclusive so there's no way to split up the payments.

bsms1147

Might not be possible to make a purchase of a larger size than your limit.

martinthebandit

Explain it to your credit card provider first?

payless

Some providers don't like cards in credit or transactions over the card limit- speak to them - they may offer a limit increase

HappyMJ

Pay the travel agent £2,000 using the CC and the rest on debit card.

You can use several cards to pay. Travel agents understand people don't always have enough limit on one card.

catwoman73

You won't be able to pay for a transaction that takes you above your limit - it will probably get refused. As long as the cost is less than your limit, it will be OK, but many travel agents charge for accepting credit cards - often about 2% - are you aware of this and have you factored it into your budget?