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Card limit of £2000 purchase of £2500 coming up
TheNewGuy_2
Posts: 74 Forumite
Hey everyone 
My card only has a limit of £2500 but booking a holiday of roughly £2500 how can I do it so I am only £2000 in debt on my card? Would I make the purchase first and then add the extra £500? Or would I overpay the card while I pay the original outstanding debt too?
My card only has a limit of £2500 but booking a holiday of roughly £2500 how can I do it so I am only £2000 in debt on my card? Would I make the purchase first and then add the extra £500? Or would I overpay the card while I pay the original outstanding debt too?
0
Comments
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The first way.0
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pay as much as you can with credit card and the rest on debit card?0
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All inclusive so there's no way to split up the payments.0
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Might not be possible to make a purchase of a larger size than your limit.0
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Explain it to your credit card provider first?
If you don't find joy in the snow,
remember you'll have less joy in your life
...but still have the same amount of snow!0 -
Some providers don't like cards in credit or transactions over the card limit- speak to them - they may offer a limit increaseAny posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.0
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Pay the travel agent £2,000 using the CC and the rest on debit card.
You can use several cards to pay. Travel agents understand people don't always have enough limit on one card.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0 -
You won't be able to pay for a transaction that takes you above your limit - it will probably get refused. As long as the cost is less than your limit, it will be OK, but many travel agents charge for accepting credit cards - often about 2% - are you aware of this and have you factored it into your budget?0
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