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Right to buy advice
Emperor2014
Posts: 37 Forumite
Hello all, I hope you can help me with questions I have about the right to buy.
Im interested in buying my mothers council house, in which we live and in which I have been paying the rent for a number of years now due to personal details that I shan't go into. I am on the tenancy agreement, though my mother is the main tenancy holder.
Can I buy the property or can only my mother buy it? And have I built up a right to buy discount in the X number of years that we have lived in the property?
Thanks in advance, any help is much appreciated
Im interested in buying my mothers council house, in which we live and in which I have been paying the rent for a number of years now due to personal details that I shan't go into. I am on the tenancy agreement, though my mother is the main tenancy holder.
Can I buy the property or can only my mother buy it? And have I built up a right to buy discount in the X number of years that we have lived in the property?
Thanks in advance, any help is much appreciated
0
Comments
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Be prepared for a lot of negative responses - a lot of posters on here are extremely 'anti' Right to Buy, particularly in these circumstances!
Personally I suggest you ask your Local Authority / Housing Agent to ask what you are entitled to - if anything!0 -
where will your mother live once it is your house?2021 GC £1365.71/ £24000
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Emperor2014 wrote: »Hello all, I hope you can help me with questions I have about the right to buy.
Im interested in buying my mothers council house, in which we live and in which I have been paying the rent for a number of years now due to personal details that I shan't go into. I am on the tenancy agreement, though my mother is the main tenancy holder.
Can I buy the property or can only my mother buy it? And have I built up a right to buy discount in the X number of years that we have lived in the property?
Thanks in advance, any help is much appreciated
I think I read somewhere recently you would be - google Right To Buy0 -
BrassicWoman wrote: »where will your mother live once it is your house?
The OP quite clearly states that he has been paying the rent for a number of years and he is on the tenancy agreement. Nothing in his post indicates that his mother will not continue living at the propery.0 -
But mother WILL lose security. She'll become a guest/lodger in OP's house, as opposed to being a protected council tenant.
I believe you can buy, but why not ask the Housing Dept or see the gov RTB webpages?in which I have been paying the rent for a number of years ....I am on the tenancy agreement,
:rotfl: :rotfl: :rotfl:Depends on 'X' !have I built up a right to buy discount in the X number of years that we have lived in the property?0 -
OK - from someone who does this every day of the week ...
OP may have some RTB entitlement of his own built up since becoming a tenant (or may not), but if mother not on 125 offer then it is his entitlement that will apply - not hers.
If they want her RTB entitlement then both must be on offer/mortgage/title register (deeds)(and in my opinion that is the morally correct position).
Get a RTB specialist broker (not a back street introducer - they still hang about the marketplace, man in a pub or a local officer, nor a web forum suggesting a google search) to advise you - expect to pay them a fee. This is not a simple, nor unimportant, subject (there is much more to it than 'can I get the house')
There is way too little information here to provide financial, practical or moral advice.
... and G_M is 100% correct on Mother losing security in the solution that OP is apparently suggesting (and others, which a professional adviser will take into consideration in the whole package)Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
The OP quite clearly states that he has been paying the rent for a number of years and he is on the tenancy agreement. Nothing in his post indicates that his mother will not continue living at the propery.
But it makes a difference - buying jointly versus solely affects what is possible.
So I think it is a valid question!2021 GC £1365.71/ £24000 -
from another post you are fairly young (23/24?) if you have a partner and children in the future would you be happy all living in the same property with your mother?0
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