We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Virgin Media multiple searches?
Options

Piscean1991
Posts: 423 Forumite

Recently checked my credit report with Clear Score and it told me that one of my negatives was making more than a few applications for credit in the past year.
Confused (and knowing I hadn't made lots of applications), I decided to investigate further. The only "application" I've made was with Virgin Media but they've done THREE separate hard searches on me on the same day (the day I opened the account).
I'm really quite annoyed to be honest. One search is on my current address and the other two are on my two previous addresses. Was it necessary for them to do it as three separate searches and is this how things usually work? Also, how will this affect me?
Confused (and knowing I hadn't made lots of applications), I decided to investigate further. The only "application" I've made was with Virgin Media but they've done THREE separate hard searches on me on the same day (the day I opened the account).
I'm really quite annoyed to be honest. One search is on my current address and the other two are on my two previous addresses. Was it necessary for them to do it as three separate searches and is this how things usually work? Also, how will this affect me?
0
Comments
-
The effect of the searches drops off fairly quickly, as after 3-6 months any new accounts from the search would be reporting.
I'm not 100% but I think most lenders pulling your credit file can see the category of the search and it mot being a loan or credit card will help0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards