Gym 'contract' dispute

wealdroam

I've just looked at the online join-up process and find the usual term:

I agree to the terms and conditions found here: Gym T&C, Harlands T&C

...with a box to tick.

Their Gym T&C seems to be a very strange set of Terms and Conditions.
It in entitled Health Commitment Statement and the last sentence reads:

This statement is for guidance only. It is not a legally binding agreement between you and us and does not create any obligations which you or we must meet.

Of course none of this post is intended to imply that the OP signed up this way, although he may well have done so.

boliston

wealdroam wrote: »

Really? You need to lose in court before 'damage' is done to your credit history?

Don't Experian, Equifax, Callcredit et al record missed payments without even a hint of court action?

This document from The Information Commissioner's Office may help.

They report missed payments where an organisation has LENT you money in some shape or form either by lending you actual money (like a credit card) or lending you a product or service (like a phone or utility company) - a gym membership has no element of "lending" whatsoever so would be of no interest to credit reference agencies as there is no element of credit involved.

unholyangel

boliston wrote: »

They report missed payments where an organisation has LENT you money in some shape or form either by lending you actual money (like a credit card) or lending you a product or service (like a phone or utility company) - a gym membership has no element of "lending" whatsoever so would be of no interest to credit reference agencies as there is no element of credit involved.

Not that its likely to apply to OP's situation but there are gym contracts with finance involved - usually with a management company.