Do Not Use Swinton Insurance Company

mehmet_2

I have used Swinton insurance for the past 6 years.Only 2 installments i missed. They passed customer details to Police who are on commission to catch drivers wise versus agreement with magistrates! for the sake of only £49.93 end up paying £250+6 points.They could have informed me with a registered letter costing 55pence.

Ian_W

And you could have hit my car whilst uninsured.

£250 is a pittance - should be £1K minimum for driving w/o insurance, car crushed and a good flogging to boot!

If anything knowing Swinton grass-up uninsured drivers to the cops would make me more likely to use them.

shelly

I totally agree with Ian.

The law isn't strong enough when concerning uninsured drivers.

SUESMITH_2

insurance companies, mot stations and dvla are linked with the police computer. you were driving uninsured. by the way no mot is up to a £1000 fine and lots of lovely points on your licence
BIG BROTHER IS WATCHING YOU

Labman_2

Good on Swinton....you missed payments...therefore your driving uninsured....get over it!

Labman_2

mehmet wrote: »

Police who are on commission to catch drivers wise versus agreement with magistrates!.....

Proof please?

raskazz

mehmet wrote: »

I have used Swinton insurance for the past 6 years.Only 2 installments i missed. They passed customer details to Police who are on commission to catch drivers wise versus agreement with magistrates! for the sake of only £49.93 end up paying £250+6 points.They could have informed me with a registered letter costing 55pence.

Firstly it is your responsibility to ensure that instalments are paid. Missing one is understandable - missing two is careless in the extreme.

Secondly, I am certain that they will have chased you for payment with 1 or 2 letters. Then when no response was received they would have issued a formal cancellation letter - in accordance with the policy wording, which will contain a non-payment cancellation condition.

To be blunt, I have no sympathy for you.

Stephb1986_2

well with endsleigh you can tell them you aren't renewing but they renew for you anyway luckily i cancelled the direct debit and now they are chasing me for £50 they can !!!!!! off!