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Applied via MSE link for Barclaycard 0% with 2.65%. Form offered 3.5%!
Mega
Posts: 8 Forumite
in Credit cards
Sorry, title should say 2.65% fee.
On the debt I was shifting that means an extra £32! That is a big difference!
I did not see what the fee would be until I clicked the barclaycard's form's box for 'balance transfer', at which point it blithely informed me of the 3.5% fee!
I already had a poor offer from MBNA waiting for acceptance or rejection, and was afraid that if I did not go on with the Barclaycard application my score would be marked, so I accepted the extra debt.
What was/went wrong? I used the link e-mailed to me by MSE (admittedly late last night). I was not rejected and offered a different card (like I had with MBNA); the offered was 0.85% higher than what MSE eligibility calculator said it should be.
On the debt I was shifting that means an extra £32! That is a big difference!
I did not see what the fee would be until I clicked the barclaycard's form's box for 'balance transfer', at which point it blithely informed me of the 3.5% fee!
I already had a poor offer from MBNA waiting for acceptance or rejection, and was afraid that if I did not go on with the Barclaycard application my score would be marked, so I accepted the extra debt.
What was/went wrong? I used the link e-mailed to me by MSE (admittedly late last night). I was not rejected and offered a different card (like I had with MBNA); the offered was 0.85% higher than what MSE eligibility calculator said it should be.
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Comments
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"We'll first apply a 3.5% fee but then reduce this to 2.65% by a refund"All that glitters is not gold.0
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