How easy is paying extra on 0% balance transfer cards?

Mega

Sorry if this is a dumb question, but I cannot find any info about how 0% balance transfer credit cards are actually paid off, just a worrying aside that MBNA cards do not allow monthly payments to be varied.

How do these cards take payment? Direct debit? Other?

Want to transfer £3700 credit card debt (on a single card) to a 0% one. I can now afford just above the minimum, but will start having spare cash in a few months time.

I assumed I could pay extra when I have the spare cash, and that it would be sensible to do so. Is that correct?

[Deleted User]

Very easy. Just make payments in whatever format best suits you - faster payments through your bank, standing orders, cheques, cash, [STRIKE]sexual favours[/STRIKE].

Set up a DD with MBNA for the min payment and then pay on top of that when you want.

redpete

MBNA would have provided an account number and reference (usually your CC number) to use when paying off the CC - just use this info as zx81 has suggested to make payments whenever you want.