Harlands Direct Debit Charge

JazzJPH

jimjames wrote: »

It's probably also worth making a note of when your DD payments go out so you aren't caught by surprise next time.

Yeah I have them all going out at the end of the month, but will get them changed to the beginning to avoid this hassle. Cheers.

YorkshireBoy

JazzJPH wrote: »

I've read elsewhere that the FCA find it illegal for them to charge that.

I may be wrong, but I think only the courts can "find" things illegal. Then again, you have experience of drafting/writing contracts and you've clearly carried out lots of research so I may be wrong. Did you find the answer to question 1 before you made your OP, or have you found the FCA 'finding' since starting the thread? Could you provide a link?...preferably not one from consumeractiongroup.

JazzJPH

YorkshireBoy wrote: »

I may be wrong, but I think only the courts can "find" things illegal. Then again, you have experience of drafting/writing contracts and you've clearly carried out lots of research so I may be wrong. Did you find the answer to question 1 before you made your OP, or have you found the FCA 'finding' since starting the thread? Could you provide a link?...preferably not one from consumeractiongroup.

Haha yeah that's the one, CAG. Tried to find it elsewhere but no success so far.

YorkshireBoy wrote: »

Then again, you have experience of drafting/writing contracts and you've clearly carried out lots of research so I may be wrong. Did you find the answer to question 1 before you made your OP, or have you found the FCA 'finding' since starting the thread?

Thanks for the compliment but I don't want anybody to think I'm more experienced in contracts than I am, or I'd not have asked in the first place.

I'm starting to find that some people, not all, prefer to tear people with concerns apart, whether it's using their words against them or picking on information with little relevance rather than trying to help. Again, all I was asking was for someone with the experience in the situation to advise. I honestly hope that this post of mine doesn't get turned on me for the sole purpose of arguing or attempting to belittle me.

Regardless, I understand that those who have posted in this thread have done so out of their own free will, using their own time, and for that I am grateful. Thanks guys for taking time out to post in this thread. :money:

JazzJPH

Problem solved.

Hopefully this will assist those in future who, as a combined result of moving employment and having their savings drained, have had a DD to Harlands bounce.

Despite emailing the gym manager I decided to contact Harlands directly via telephone. I explained the situation and the lady was kind enough to cancel the fee as a goodwill gesture providing I paid the normal monthly payment via debit card.

So, that's the answer.

jimjames

Interesting. So what I suggested in post #8 and #17. Normally found that works if they get payment made.

JazzJPH

jimjames wrote: »

Interesting. So what I suggested in post #8 and #17. Normally found that works if they get payment made.

Yep, thanks mate! You've been decent enough without smarmy comments and for that I'm grateful.