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Surprise bank balance....

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Comments

  • NYM
    NYM Posts: 4,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    TGH wrote: »
    I was very surprised that my claim was approved as I felt the assessment went very badly, and yes I was expecting it to take months to be sorted too.

    Trouble is I will have trouble spending it as I am practically housebound, can't get out and about without help and suffer from anxiety and depression as well as my physical problems.

    I am thinking of maybe seeing if I could get a cleaner to come once a week and do the major things so my daughter doesn't have to do everything


    Spend it on anything you feel will make life easier...:)
  • paragon909
    paragon909 Posts: 1,498 Forumite
    TGH wrote: »
    I live with my 17 year old daughter who is in 6th form at school and nobody gets carers allowance for me. Not sure if she could even claim it??

    Not sure of your circumstances,

    https://www.turn2us.org.uk/Benefit-guides/Severe-Disability-Premium/What-is-a-Severe-Disability-Premium.aspx

    Have a read on that explains it all...
  • TGH
    TGH Posts: 52 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    paragon909 wrote: »


    Thanks, from reading that it seems I may be entitled to it. Well I filled in the form and sent it back so just wait and see now
  • Robbie64
    Robbie64 Posts: 2,248 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    TGH wrote: »
    I live with my 17 year old daughter who is in 6th form at school and nobody gets carers allowance for me. Not sure if she could even claim it??
    Anyone who is in full time education cannot claim Carer's Allowance but in your circumstances you will get the severe disability premium paid with your ESA instead. The amount of the premium is £61.85 per week while Carer's Allowance is £62.10 per week so the difference is only 25p per week.

    Your severe disability premium should be backdated to the week from which you qualified for PIP (back in July) so there should also be arrears of ESA due to you.
  • TGH
    TGH Posts: 52 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    Ok if arrear payments from PIP and severe disability allowance take my bank balance over £6000 will I be penalised for going over the limit or will they take into account the reason why?
  • Robbie64
    Robbie64 Posts: 2,248 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 5 November 2015 at 12:15AM
    TGH wrote: »
    Ok if arrear payments from PIP and severe disability allowance take my bank balance over £6000 will I be penalised for going over the limit or will they take into account the reason why?
    Arrears of both PIP and income related ESA (of which the severe disability premium is part of) are disregarded as capital for 52 weeks from the date of payment of the arrears and so neither will count towards the £6,000 limit for the first 52 weeks.
  • TGH
    TGH Posts: 52 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    Thanks for that Robbie64. I was starting to get a bit worried.

    I have a few things I could buy but I'm hoping to be able to move from my maisonette into a bungalow in the not too distant future. It would make more sense I think to wait until then to make the purchases.
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