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Wonga possible problem

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bigmarti
bigmarti Posts: 16 Forumite
Hi All, am new on here and It is a question more than anything else. I had a few Wonga loans about three years ago and I have cleared them now , which is good. My question is on their webpage it said you cannot use a credit card to pay off the debts. I used my companies one which I should not have used and it cost me my job. Would I be able to make a claim against them for this breach ?


Any advice would be good.
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  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No.

    Their policy may not be to accept them, but it's not illegal.
  • DCFC79
    DCFC79 Posts: 40,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bigmarti wrote: »
    Hi All, am new on here and It is a question more than anything else. I had a few Wonga loans about three years ago and I have cleared them now , which is good. My question is on their webpage it said you cannot use a credit card to pay off the debts. I used my companies one which I should not have used and it cost me my job. Would I be able to make a claim against them for this breach ?


    Any advice would be good.

    I don't see you have a case, you used the credit card, was it not explained to you by the employer what you can and can no use the card for.
  • engineer_amy
    engineer_amy Posts: 803 Forumite
    I've been Money Tipped!
    edited 27 October 2015 at 2:50PM
    So you want to make a claim against a Wonga because YOU used your poor judgement to misappropriate company resources, more than likely falling under gross misconduct and were sacked?


    Wonga allowed you to clear your debt to them under the assumption that you had the authority/permission to use the payment method, they haven't done wrong here.


    I could see the other side of the coin when someone one comes on here complaining that they are trying to pay Wonga and they wont accept payment by credit card, even though there may be a valid reason for the person trying to do so.
    Mortgage = [STRIKE]£113,495 (May 2009)[/STRIKE] £67462.74 Jun 2019
  • Presumably there might be a case if you can prove to Wonga you acted as a criminal.
    Compo yesssss
    Time in the pokey probably.
  • bigmarti wrote: »
    Hi All, am new on here and It is a question more than anything else. I had a few Wonga loans about three years ago and I have cleared them now , which is good. My question is on their webpage it said you cannot use a credit card to pay off the debts. I used my companies one which I should not have used and it cost me my job. Would I be able to make a claim against them for this breach ?


    Any advice would be good.



    Go for I'd write to the all major newspapers higher a very expensive Solicitor and watch the funds roll out.
  • LadyDee
    LadyDee Posts: 4,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    bigmarti wrote: »
    Hi All, am new on here and It is a question more than anything else. I had a few Wonga loans about three years ago and I have cleared them now , which is good. My question is on their webpage it said you cannot use a credit card to pay off the debts. I used my companies one which I should not have used and it cost me my job. Would I be able to make a claim against them for this breach ?


    Any advice would be good.


    You're ridiculous.

    Oh, and I've broken my own rule about feeding trolls.
  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    So, you effectively stole from your employer, yet it's Wonga's fault?

    hmmmmmm.....
    💙💛 💔
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 27 October 2015 at 7:14PM
    eee, I remember paying Mini Credit's charges back this way, by my credit card, I never remember feeling more relived back then. Least you didn't stick your company car reg in as well as the 'piece de la resistance' when applying for Wonga loan! :D please tell me you didn't! (just chuckling to self)


    I did get some of the MC charges back but it was through their solicitor it was probably not worth the £100 settlement, but I felt good for a couple of months back then, sometimes though a sorry is all you need?


    And my last boss wouldn't declare the third most personally used website - bless as they knew we got bored they let it go
    Seeing we all do wrong sometimes, hope you managed to move on from that loss of job? x
  • Double whammy.

    claim from wonga and your ex employer. They really should have known that were you given a credit card that you would act like an idiot!! Take them for every penny you can get!

    Do post back to let us know how you get on.
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
  • Double whammy.

    claim from wonga and your ex employer. They really should have known that were you given a credit card that you would act like an idiot!! Take them for every penny you can get!

    Do post back to let us know how you get on.

    Ooh theres a number of things you could claim here -
    • Employer not paying you enough to sustain your lifestyle, therefore forcing you to get into debt and take out payday loans
    • Employer putting temptation in your way by giving you access to the company credit cards
    • Employer not specifically stating in the contract/Handbook that the company credit card could not be used to pay off personal debt
    • Employer unreasonably expecting you to act like an adult and take responsibility for your actions
    Take your pick OP!
    Mortgage = [STRIKE]£113,495 (May 2009)[/STRIKE] £67462.74 Jun 2019
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