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Address issues on credit file (or not?)

Hi all,
I've moved house, and my new address is on the fringe of 2 towns. The local Council use one town on my address for electoral matters, but Royal Mail (and most financial institutions) use the other (larger) town.

Should I change all of them to match my electoral roll entry? OR do credit checks and searches/files allow some slight discrepancies around addresses as long as the first line and post code match up?

Any help would be greatly appreciated, as my wife & I are hoping to buy our first home together in the next year and we want to maximise our chances of getting a mortgage!

Comments

  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi there,


    I assume you are renting this property so hopefully the landlord or estate agent should be able to offer some clarity on this. This may be a minor issue that never really comes of anything, but just in case, it would be worth confirming the address information and then informing/ correcting any organisation that you feel is using the wrong details.


    Laura
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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