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I signed up to cleasrscore so i can check my credit report. I have a very low score to be honest. But on checking my closed credits i noticed that there are some accounts still on my credit file going back to feb 2009. I thought that any accounts would be removed from my credit report after 6 years. So my question is, why are they still on my report and how do i remove them. I also have several items on my report that has zero balance. Do those things go against me.

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