By Sea by Land !

Kaiser888

Hey Lucky i normally pay monthly.

Runders

Kaiser888 wrote: »

Hey Runders ,

Yes and you too matey ! Great to meet you. Do you have a thread ?. Im definitely interested. Sorry to hear about your back.. Im worried about your ears (working in an office doesnt suit most offshore types! lol)

And i wish you all the best with your journey too.
Cheers

Hey Kaiser,

You are correct, the office working is a challenge. I miss looking out to sea and just getting on with stuff, I haven't had to fix any broken kit for 4 months and it feels wrong! lol.

I d have a thread: [URL="http://https://forums.moneysavingexpert.com/discussion/5260979[/URL]

Hopefully the above works.

Kaiser888

Hi Runders,

I bet the office work is a bit of a challenge ! So different. Im sure you will find something to fix , hey you could make some on the side money doing so too maybe ? Or just for fun not money.

I will get my feet wet in your thread shortly.

Not alot happening on my thread as waiting for payday in about a week.

Then i should be sub 170K! Im so keen to get to 152K so i can get a better mortgage rate and things should start really working then as im on a higher SVR of 4.79% ouch ouch !

Step by step.

Thanks matey.

Kaiser888

Well its been some time and i forgot about my thread even i was so busy ,...

Well i made a few OP's since last time and now i got the mortgage down to 166,351 ! So bit by bit little steps. Trying to get to that 152K mark so i can get a better mortgage.

Best of luck with anyone listening in !

I forgot to mention i got my 2 year badge . Thanks i wonder when i got it , IF i was emailed asitd of reminded me to post amidst the work load.

A_Frayed_Knot

Just popped over from ATB's diary, to say Hi.

Delighted to read you are going to apply the 00.00 method for reducing your mortgage. Thing is, I have to give you fair warning :shhh:

It's addictive, I get so bored, so I try to round down nearly every week just remember anything you o/p, you will not pay interest on - ever again. :j

Best of Luck to you reaching your goal of £152,000 very soon Do you have a target date for reaching this?

Kaiser888

A_Frayed_Knot wrote: »

Just popped over from ATB's diary, to say Hi.

Delighted to read you are going to apply the 00.00 method for reducing your mortgage. Thing is, I have to give you fair warning :shhh:

It's addictive, I get so bored, so I try to round down nearly every week just remember anything you o/p, you will not pay interest on - ever again. :j

Best of Luck to you reaching your goal of £152,000 very soon Do you have a target date for reaching this?[/QUOTE

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Hi, no target date.

The zero method is awesome ! I love it

20th FEB
Balance 165,345.65

Overpayment 45.65

New balance

165,299.95

7th March

165,161.39

Overpayment 161.39

New balance

165,000.00

9th March

Balance

164,999.52

Overpayment

9.52:rotfl:

New balance

164,990.00

Kaiser888

Balance

164,979.00

9.00 Overpayment

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New approx amount

164,970.00