Defaults on Credit Report Issue

ds123

Hi there,

I'll try and keep this as short as I can. I got granted a Debt Relief order last year which ended in April this year which clears any debts with the companies which were part of the order. However, I've looked on my credit score and 1 or 2 of the creditors are still putting each month as defaulted, even though the debt was cleared gone April by the Debt Relief order. For example, every month since Apirl has been giving a default by the creditor, can they do this? As some of the creditors have already put it as "settled" or "satisfied" and stopped giving any defaults since April when the order ended.

To sum up my question here, they are still giving me defaults to this day on my credit score even though they were cleared by the DRO. I've also giving defaults for every single month the DRO had been placed, not sure if this is normal either, I though I'd just be giving one default for debt. :undecided

fermi

They should mark the accounts as satisfied (partially or not) from the end date of the DRO. If they haven't, then you need to complain.

Exact same process as this: --> Credit Reference File Clean Up Post Bankruptcy

where any reference to bankruptcy can be replaced with equivalent of a DRO.

Bubbins21

Hi this happened to my partner after his dro ended you need to write to the company's making the defaults and photocopy your paper the insolvency service have saying you have had a dro, you need to ring the insolvency service up and they will send it you in the post. There are some good templates for the letters you need to write on the debt camel website under the title 'cleaning up your file'.