New Gas Connection - need to inform mortgage provider?

bigcurlyloz

Hi all,

I've done some searching but can't seem to find an answer to this question - all the results returned focus on mortgage applications or surveys.

We bought our first house approximately a year ago and are looking to get a new gas connection from the road to the property. Do we need to inform our mortgage provider about this? The information we got with the mortgage said we need to let them know if we're extending or making substantial changes, but I don't think this counts. It was a bit vague.

I did ring them up, but the person I spoke to gave the impression they didn't have a clue if it was necessary and were covering themselves and said to put it in writing.

I'm probably worrying unnecessarily that if we tell them they'll object or it will delay us being able to get away from the electric night storage heating.

Any advice would be very welcome. Thanks in advance.

bigcurlyloz

matelodave

No you don't have to let them know. All they are interested in is major extensions/building works and even then I'd doubt that most people bother unless they need to borrow more money.

spiro

Just remember to tell your insurance company.

matelodave

Why?, My house or contents insurance has never asked me if I've got gas, water, leccy or telephones connected to the house.


It askes all sorts of other questions about what it's made of and where it is, it even wants to know my name and birthday but never can I remember them asking about utilities nor stuff like TV aerials or satellite dishes. Sometimes they want to know if there are locks on the doors or windows or if it's ever been flooded but never utilities or even drains come to that.

footyguy

bigcurlyloz wrote: »

Hi all,

I've done some searching but can't seem to find an answer to this question - all the results returned focus on mortgage applications or surveys.

We bought our first house approximately a year ago and are looking to get a new gas connection from the road to the property. Do we need to inform our mortgage provider about this? The information we got with the mortgage said we need to let them know if we're extending or making substantial changes, but I don't think this counts. It was a bit vague.

I did ring them up, but the person I spoke to gave the impression they didn't have a clue if it was necessary and were covering themselves and said to put it in writing.

I'm probably worrying unnecessarily that if we tell them they'll object or it will delay us being able to get away from the electric night storage heating.

Any advice would be very welcome. Thanks in advance.

bigcurlyloz

I wouldn't have thought so, but if in doubt, tell them anyway.

Why do you think they would object? I can't think why, but if that is your belief, then do certainly tell them. Better to be safe than sorry.

spiro

matelodave wrote: »

Why?, My house or contents insurance has never asked me if I've got gas, water, leccy or telephones connected to the house.


It askes all sorts of other questions about what it's made of and where it is, it even wants to know my name and birthday but never can I remember them asking about utilities nor stuff like TV aerials or satellite dishes. Sometimes they want to know if there are locks on the doors or windows or if it's ever been flooded but never utilities or even drains come to that.

I would tell them for a simple reason, electricity leaks don't blow up houses but gas does. The insurance industry are know for trying to find ways of not paying and personally I would classify this as a material change to the property.

C_Mababejive

No,you dont need to tell anyone. Its perfectly normal and legal in this country to have a gas supply as long as it is obtained in the correct manner !