Life and critical illness cover

steveouk

Does anyone have any experience of getting life and critical illness cover with a pre- existing medical condition particularly Rheumatoid Arthritis?


Legal and general would not cover my wife for critical illness, are there companies who do this for a reasonable price or is it going to cost a fortune?

G_M

If you have an existing condition, no one will offer insurance against the possibility of you contracting that condition!

You might get cover that specifically excludes that particular condition - find a broker or ring insurers and ask.7

edit: your post would do better in the 'insurance' forum. This is not a property question.

edit 2: I've just googled "life assurnce pre-existing illness" and found:

http://www.declined-life-insurance.co.uk/Pre_Existing_Medical_Condition_Life_Insurance.php

https://www.quoterack.co.uk/PreExistingConditionLifeInsurance.aspx

http://www.the-insurance-surgery.co.uk/insurance/life-insurance

there are many more......

Lungboy

The insurance surgery are brokers and they found me a policy through ESMI (http://www.getesmi.co.uk/) which excludes current conditions but covers the rest. Pulse (http://www.pulse-insurance.co.uk/) also offered me cover but were much more expensive.

steveouk

Thanks for the replies. Apologies you are right I should re-post in the insurance section. Her RA is pre-existing.