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First Direct switching offer - close immediately?

I just wanted to check I understand the First Direct switching offer correctly.


I have an unused old account. If I open First Direct account, switch this unused account, and pay in £1001, then in the first month I should get £150 bonus.

Can I then close the First Direct account immediately?

I know there is an extra £100 you can get after 6 months, but I don't want to keep feeding money in to keep the account free.

Comments

  • colsten
    colsten Posts: 17,596 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    You do not need to "keep feeding money in to keep the account free" - nobody needs to pay for their FD account as FD have had a waiver clause for at least 10 years. You just need one of their savings accounts (not the Regular Saver). Details on their website.

    Also, closing a perfectly good current account seems a shame - - if you don't want it, at least switch it for a bonus to somewhere else.
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