Possible fraud?

Cheers

I never applied to American Express for a card and got a letter saying my application was unsuccessful, is anyone knowledgeable about this sort of thing?

chattychappy

I would obtain credit reports from the CRAs in order to see if any accounts have been opened in your name elsewhere.

Also, sadly, consider if you have any friends/family at your address who could be up to something.

You could do a FOI request on Amex, asking them for copies of any applications made. It might be interesting to see what they have. A phone number might give something away - if it turns out to be that of someone you know.

alanq

chattychappy wrote: »

You could do a FOI request on Amex, ...

I assume that you meant to write "subject access request".
https://ico.org.uk/for-the-public/personal-information/

An "FOI request" is for getting information from government and certain other public bodies.

chattychappy

alanq wrote: »

I assume that you meant to write "subject access request".
https://ico.org.uk/for-the-public/personal-information/

An "FOI request" is for getting information from government and certain other public bodies.

Oh yes of course! Thanks.

redpete

Cheers wrote: »

I never applied to American Express for a card and got a letter saying my application was unsuccessful, is anyone knowledgeable about this sort of thing?

American Express are quite knowledgeable about it. Why not ring them and ask? If you don't get a satisfactory answer then maybe try the SAR route.