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Divorce & Rental Conundrum
chambta
Posts: 2,770 Forumite
Person 'A' doesn't work and wishes to separate from person 'B' and move out with their children from the mortgaged family home.
Until person 'B' gets a job and an income other than benefits their rental options are unsuitable/non existent.
Could a joint tenancy be proposed to a letting agent which would sail through any credit checks even if they aren't actually ever intending to move in? No different, in practice, to a couple moving in and a split resulting one moving out.
Once in the property a claim for LHA could be made.
Is it allowed? Is this fraud? Is it immoral?
I ask for a friend in the pub.
Until person 'B' gets a job and an income other than benefits their rental options are unsuitable/non existent.
Could a joint tenancy be proposed to a letting agent which would sail through any credit checks even if they aren't actually ever intending to move in? No different, in practice, to a couple moving in and a split resulting one moving out.
Once in the property a claim for LHA could be made.
Is it allowed? Is this fraud? Is it immoral?
I ask for a friend in the pub.
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Comments
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I doubt person A would wish to be held jointly and severally liable for person B's rent under the circumstances.0
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If the friend in the pub can't be bothered to asked himself (herself??) I doubt this cunning plan will ever happen anyway....
Why does this "friend" think decent hard-working tax-payers should pay for his rent anyway?? There is always the option of getting a job & paying the rent from that, radical though that might appear.
Clearly other strategies are available for getting one's housing costs paid...
If I have misunderstood the circumstances, 'uumble apologies...
Do both A & B understand beneficial interest & have they carefully read & understood
http://england.shelter.org.uk/__data/assets/pdf_file/0020/23393/ShelterGuide_RelationshipBreakdown.pdf
Cheers and best wishes to all, the kids in particular! Hope they are bearing up during these troubled times...0 -
I doubt person A would wish to be held jointly and severally liable for person B's rent under the circumstances.
Is that the legality of it? I don't know, hence the question. The person moving into the rental property intends to pay the rent themselves one way or another.
They are jointly liable for a mortgage anyway.theartfullodger wrote: »If the friend in the pub can't be bothered to asked himself (herself??) I doubt this cunning plan will ever happen anyway....
Why does this "friend" think decent hard-working tax-payers should pay for his rent anyway?? There is always the option of getting a job & paying the rent from that, radical though that might appear.
Clearly other strategies are available for getting one's housing costs paid...
If I have misunderstood the circumstances, 'uumble apologies...
Do both A & B understand beneficial interest & have they carefully read & understood
http://england.shelter.org.uk/__data/assets/pdf_file/0020/23393/ShelterGuide_RelationshipBreakdown.pdf
Cheers and best wishes to all, the kids in particular! Hope they are bearing up during these troubled times...
They were bothered enough to ask me my thoughts and rather than guess I thought I'd seek guidance.
He'd rather keep his family together but if she wants to go he obviously wants the best for them. LHA is something that is available in these situations whether you or I like it or not.
She, I understand, is seeking a job but that may take longer than they can bear to live together unattached as it were.0 -
do you really have to ask if claiming LHA on a property in which the claimant is no longer actually living would be anything other than fraud?
clearly they need another adviser0 -
You missunderstand booksurr. The claimant would be living there.
Your thinking is off at another tangent.0
This discussion has been closed.
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