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Credit Report Factors

vid_k · 2015-10-21 16:45:18

Hi folks Checkmyfile score - 790 Experian Score - 590 Apologies for the long thread - Looked at the experian score and found out the negative attributes. I have no defaults, no ccj's, registered on the electoral roll etc. 1) 11 non mortgage accounts - negative 2) high credit utilization - negative 3) Non mortgage credit -…

Comments

[Deleted User] Posts: 35,242 Forumite

22 October 2015 at 4:05PM

vid_k wrote: »

the banks will take other things into consideration only when our credit score surpasses their threshold.

This is complete nonsense.

Even Experian have given up trying to pretend this is true.

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