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[Deleted User]

debtfreein2008 wrote: »

And whilst people say 'your credit score means nothing' well clearly it does or else I would've been accepted!

Your score means nothing.

Here's an analogy.

Let's say you're a dancer on Strictly Come Dancing, and I'm a talent scout.

Len whats-his-name gives you a 9 out of 10 for your Waltz. However, I didn't like the way you danced.

Just because you got a 9/10 score, doesn't mean I'm going to hire you.

Same with credit scores. They're one opinion of you, not an overall be-all-and-end-all. Similarly, you might have a great credit score, and I might be a credit card company hawking out 39.9% APR credit cards - people with great scores probably pay in full, and aren't going to make me any money!!