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Property deeds

These used to be made of paper, and had to be guarded carefully as your proof of ownership.

Now that Land Registry has gone digital, do you still need the paper version?

Comments

  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Beenie wrote: »
    These used to be made of paper, and had to be guarded carefully as your proof of ownership.

    Now that Land Registry has gone digital, do you still need the paper version?

    Not for legal reasons but they can be of interest for historical purposes. I passed on all the paper deeds to the new owners of my Dad's house last year.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    No, but there may be related documents (warranties, lease, previous conveyances) which are not held electronically and which may be either important, or as Moji says, interesting.
  • Beenie
    Beenie Posts: 1,637 Forumite
    Part of the Furniture 1,000 Posts
    We have ours and they are, as you have both said, interesting from a historical point of view.

    It was bothering me that if we had a fire or flood, they might be damaged or destroyed and we couldn't prove it was our house.
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Please keep all your paper Deeds and documents!

    The Land Registry are not infallible and if they've incorrectly scanned a page, a map, a Deed etc it causes all sorts of stress when you come to sell.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Land_Registry
    Land_Registry Posts: 6,215 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    If registered then the deeds no longer 'prove ownership' but as posted do hang on to them
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Beenie wrote: »
    We have ours and they are, as you have both said, interesting from a historical point of view.

    It was bothering me that if we had a fire or flood, they might be damaged or destroyed and we couldn't prove it was our house.
    http://www.screwfix.com/p/sentry-safe-5ltr-fire-resistant-chest-small-352-x-284-x-156mm/96598

    96598_P


    £30
  • As others have said, could just end up being helpful.

    Apparently there was an issue with the place i'm buying in that sellers previous solicitors didn't completely do something when they bought it. Given it was nr 20yrs ago the solicitor isn't around any more and therefore they didnt' have the docs, so had to go back to management co and freeholder.

    When this is finally sorted i'm putting them all in a folder and filing them. If i sell then i'm handing that folder and any additional docs to the solicitor on day 1!
  • G_M wrote: »

    Any suggestions on one rather bigger than that? All the various papers to do with proving "whats what" re my house would need a rather larger container than that:rotfl::(
  • Any suggestions on one rather bigger than that? All the various papers to do with proving "whats what" re my house would need a rather larger container than that:rotfl::(

    well If you need more that this 15.4ltr one then maybe worth investing in an evil super-villan style vault.
    http://www.screwfix.com/p/sentry-safe-fire-safe-file-guard-15-4ltr/3985f
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