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M&S money/flex acct rates

does anyone know if m&s instore exchange rate is the same as online? Also is the rate used to calculate n/w flex acct withdrawals the rete found here? http://www.interbankfx.com/ thanks.

Comments

  • Donnie
    Donnie Posts: 9,862 Forumite
    (Totally unrelated subject warning) Have you ever been to Thailand? :)
  • Crabman
    Crabman Posts: 9,936 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Donnie wrote: »
    (Totally unrelated subject warning) Have you ever been to Thailand? :)

    Erm, what??? :o
  • vix2000
    vix2000 Posts: 1,129 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    anyone? please?
  • GlennTheBaker
    GlennTheBaker Posts: 2,977 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I don't know about M&S but the exchange rate used when making payments or withdrawals with a Nationwide VISA debit card can be found HERE. As Nationwide don't 'load' the exchange rate in their favour, enter a zero in the 'Bank Fee' box.
    This space has been intentionally left blank
  • Donnie
    Donnie Posts: 9,862 Forumite
    Crabman wrote: »
    Erm, what??? :o

    Met someone who incorporated the same username into their email address. It's in my telephone address book. Maybe there's more than one. :)
  • Crabman
    Crabman Posts: 9,936 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Donnie wrote: »
    Met someone who incorporated the same username into their email address. It's in my telephone address book. Maybe there's more than one. :)
    Ohhhhh I see. Or they don't want you to know it's them! :D

    vix2000 - M&S rates in-store are the same as online, we had to get Euros recently and certainly our local store rates were same. I'm sure you've seen the Travel Money Maximiser already :)
  • vix2000
    vix2000 Posts: 1,129 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Thanks a lot. Am totally confused by the Thailand tangent but thanks all for the info.
  • MrSmartprice
    MrSmartprice Posts: 17,625 Forumite
    We always use Nationwide Flexaccounts when abroad to withdraw currency from ATMs. When you look at your statement you will always find that they use a commercial rate to convert to pounds, which is far better than the tourist rates you get either here or in exchange places abroad.

    Remember, though, that many ATMs abroad now ask if you want to be billed in pounds or euros. Always opt for euros (or whatever it is locally) or it will convert at a lousy rate by the owner of the ATM.
  • Donnie
    Donnie Posts: 9,862 Forumite
    vix2000 wrote: »
    Thanks a lot. Am totally confused by the Thailand tangent but thanks all for the info.

    You shouldn't be. There is a clear explanation in post #6. :)
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