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Credit card not showing on credit file?

WannaBLoaded
WannaBLoaded Posts: 447 Forumite
edited 15 October 2015 at 3:01PM in Credit file & ratings
Hi,

i took out a vanquis card a few months ago and have been using it and paying it off but is doesn't show on my credit report?

I don't see a credit search from vanquis either, i thought that they were meant to credit search you?

When will it show up, any ideas? I need something to make my 3 defaults look a bit better (over 4 years old though now).

Another query, it says credit increase after 5th statement but do you think if i call them after the 4th they would up it anyway?

Comments

  • Carrot007
    Carrot007 Posts: 4,534 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have you checked all 3 reports?

    Not all companies report to all 3 so are you checking the right report.

    Also some reports can be over 2 months from reality due to reporting times. However with no check showing It's probably just not who they report to.

    Maybe someone who knows can advise who vanquis report to?
  • I am using checkmyfile to look at my credit history, i thought they collaborated all the information available.

    Guess i was wrong :(
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