Card to collect airline points with no foreign transaction fees....

19lottie82

Just that really! Do any exist? Not too bothered about the airline.....

Thanks :-)

dj1471

The Lloyds Avios card is the only one I know of.

jonesMUFCforever

There is an annual fee of £24 for new card applications.

PeacefulWaters

How much do you actually spend overseas each year?

Why not do the overseas spending on something like Halifax Clarity and the points collecting the rest of the year on something else?

http://www.headforpoints.com/best-uk-avios-airline-hotel-credit-cards/

19lottie82

Pw - I have a small business and buy stock from abroad so that wouldn't work for me I'm afraid. I already have a clarity but I spend apx £40k a year in foreign strand actions so looking at something I can use to build air mile points.

Will look into the Lloyds...... Thanks guys!

agrinnall

So you'll be looking for a business card then, I don't know what incentives they offer but probably not as generous as personal cards.

19lottie82

agrinnall wrote: »

So you'll be looking for a business card then, I don't know what incentives they offer but probably not as generous as personal cards.

No a personal card will do me just fine. I'm a sole trader. And there is no "requirement" for a business card. The credit card and associated borrowing will be in my name, not that of my business.

agrinnall

19lottie82 wrote: »

No a personal card will do me just fine. I'm a sole trader. And there is no "requirement" for a business card. The credit card and associated borrowing will be in my name, not that of my business.

Well, that's for you to decide, but I'm doubtful if your CC provider would see it the same way should they find out that you're using a personal card for such extensive business purposes.

19lottie82

agrinnall wrote: »

Well, that's for you to decide, but I'm doubtful if your CC provider would see it the same way should they find out that you're using a personal card for such extensive business purposes.

I currently use a capital one card and they have no problem with it all, why would they? I told them I was using it for a small business. They invited me to apply for a business card and I declined as I get a better cash back deal with the one I have at the moment and they said "no problem".