We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

This is Not a Rehearsal Anymore!

1235»

Comments

  • Keeping_Motivated
    Keeping_Motivated Posts: 3,653 Forumite
    Part of the Furniture
    edited 4 January 2016 at 8:37PM
    Hi I have just read your diary. Brilliant, well done, what a turn around. You have taken to YNAB so easily.

    I wish I could take to YNAB it all seemed a bit complicated to me?

    I can see your reasoning for not telling your OH and only you know your situation best but I did just want to add you seem to have done so well juggling all the bills as technically a single person with a child (financially speaking) I know you say the debt is on splurges but that aside you have supported another adult plus yourself and a child and that shouldn't be dismissed.

    You also seem very supportive of you OH and his struggles re work so when he does have a couple of little digs re your management of money don't you forget that.

    Happy new year and good luck going forward.
  • catriona79
    catriona79 Posts: 855 Forumite
    Good luck in 2016 - great progress last year, bet you feel more in control too? Fingers crossed for a very good 12 months :)
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.