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Maximising contactless benefits

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  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    I have also read somewhere about the pay safe cards which can be topped up at coop's branches and these cards can be used for online gambling sites which although not something I would do this too, could bring your contactless transactions up as you could fund the account with £25 increments, then blow the £100 on a spin of roulette....

    maybe end up with more then 5% return.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983 wrote: »
    I have also read somewhere about the pay safe cards which can be topped up at coop's branches and these cards can be used for online gambling sites which although not something I would do this too, could bring your contactless transactions up as you could fund the account with £25 increments, then blow the £100 on a spin of roulette....

    maybe end up with more then 5% return.

    Can these or 3v cards be used to pay off your credit card bill? Capital One and Aqua both have options on their websites to make a debit card payment, this would be ideal

    paysafe doesnt seem to a debit card style but how about 3v
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    3v is a prepaid credit card so only if you are able to pay via credit card. I am able to pay my council tax/rent and utilities with the card, so depends on the payment system used.

    pay safe used to be Ukash, and is used like paypal, an online payment portfolio, think you can also use them to pay for utilities, as its funded via the paypoint system.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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