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Virgin credit card

lucadobe
lucadobe Posts: 85 Forumite
in Credit cards
I recently took out virgins % card on purchases for 23 months....great I thought so bought £1200 of dollars at local sainsburys ...just got hit with £74 charges which are based on daily charge...so annoyed with myself that I didn't realise that by buying currency its looked upon as getting cash out of a ATM...as far as I was concerned it's a purchase apparently not...so just paid the amount straight off as was not prepared to pay daily charge on a free purchases card!

Comments

  • pd52
    pd52 Posts: 514 Forumite
    Will you loose the 23 month 0% offer too?
  • msallen
    msallen Posts: 1,494 Forumite
    Tenth Anniversary First Post Name Dropper
    pd52 wrote: »
    Will you loose the 23 month 0% offer too?

    No reason why they should. They've not broken their credit agreement in any way.
  • Photogaz
    Photogaz Posts: 37 Forumite
    First Post Seventh Anniversary Combo Breaker
    Damn, I was going to do a PayPal payment to a friend. Does that mean it's not covered under the 24 months,
  • Caz3121
    Caz3121 Posts: 15,632 Forumite
    First Anniversary Name Dropper 100 Posts
    not unique to Virgin Credit Card, majority of cards would treat this in the same way
  • MEM62
    MEM62 Posts: 4,940 Forumite
    Part of the Furniture Name Dropper 10 Posts
    edited 13 October 2015 at 9:46AM
    On what basis would you expect this NOT to be a cash transaction? You are buying money.
  • kazwookie
    kazwookie Posts: 13,989 Forumite
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  • MisterBaxter
    MisterBaxter Posts: 666 Forumite
    Photogaz wrote: »
    Damn, I was going to do a PayPal payment to a friend. Does that mean it's not covered under the 24 months,

    Not sure about Virgin but I've done a PayPal transfer using my Nationwide CC and not had a cash transaction charge applied.
  • MABLE
    MABLE Posts: 4,131 Forumite
    First Anniversary First Post Name Dropper
    Marks and Spencer are one of the best credit cards to use. With them you do not pay any upfront charges for foreign currency and if paid off by the due date no fees at all.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    First Post First Anniversary Name Dropper
    MABLE wrote: »
    Marks and Spencer are one of the best credit cards to use. With them you do not pay any upfront charges for foreign currency and if paid off by the due date no fees at all.
    ...but only if you purchase from M&S Travel Money.
  • MABLE
    MABLE Posts: 4,131 Forumite
    First Anniversary First Post Name Dropper
    YorkshireBoy wrote: »
    ...but only if you purchase from M&S Travel Money.

    Which I do.
This discussion has been closed.
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