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Free Motor Legal Cover

It's that time of year again and I have to look at car Insurance. My insurance is very cheap. £150 or less but I think paying £30 extra for motor legal cover for each of the cars in the household is a bit steep.

I have come across freemotorlegal.co.uk which offers to provide the same service free to me.

There are also companies offering motor legal protection policies for £6.75 and up.

Can anyone tell me if these are a good idea? has anyone used them/ what is the catch?

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