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MCOL or County Court

I am wanting to start court procedings against Nationwide.

In view of the OFT announcement is it better to use MCOL or apply to the County Court?

Or is there no difference?

Thanks!

Comments

  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    MCOl are no longer transferring cases to the local court if the bank enter a defence so you are better starting by filing at your local court.
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    MCOL is online whereas your county court will let you fill in forms by hand (with a bit more space for the particulars of claim), and also, if you are exempt of charges, it is best to use the county court so you can show them the proof for not having to pay court costs. MCOL is really good for checking progress of your claim though and for hitting that judgement button at midnight sharp.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • MCOl are no longer transferring cases to the local court if the bank enter a defence so you are better starting by filing at your local court.

    My 28 days came up this weekend, but it never showed on MCOL till the last day even though it said they submitted a defence on the 17th of last month, 3 days after they had been issued. So what happens now? Am i stuck with this "stay" untill the outcome of the test case? i want to keep fighting this now! :(
  • chelseablue
    chelseablue Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So one is saying MCOL one is saying County Court

    Im not sure what to do now?!
  • Jonni2bad
    Jonni2bad Posts: 562 Forumite
    So one is saying MCOL one is saying County Court

    Im not sure what to do now?!
    MCOl are no longer transferring cases to the local court if the bank enter a defence so you are better starting by filing at your local court.


    That one....
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