We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Santander AIP
nickyg2000
Posts: 344 Forumite
Just got an AIP from Santander with a broker quite high income multiples.
Is there any reason why we would not get a mortgage offer?
Is there any reason why we would not get a mortgage offer?
0
Comments
-
With absolutely no information or facts about your circumstances and requirements, no one can possibly be expected to answer this with any degree of confidence.0
-
Yes. If the AIP data is not matched by the documentation needed to back it up when the full application is submitted...nickyg2000 wrote: »Just got an AIP from Santander with a broker quite high income multiples.
Is there any reason why we would not get a mortgage offer?
... or the valuation isn't good.
And so on.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Why would the documents not match the data?0
-
For example, you took something into account when you shouldn't - income, or you didn't take something into account when you should - outgoing?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
-
My Broker put the full app in at 16.oo yesterday. Today they instructed our free valuation at 10.30. Seems quick...0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.5K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
