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Searches

Didn't get any luck where I posted before hopefully someone here can answer me??

Just a quick question, is it correct that my solicitors cannot conduct any searches until they receive the contract details from the vendors solictors? We were told by our mortgage adviser to hold off on the searches until we'd had our mortgage offer.

They were instructed on the 8th September, Mortgage offer was recieved 24th September, I called the solicitors the following day and asked them to proceed but nothing has been done. We've uploaded all our ID documents and completed all the documents they've asked for. Just concerned that nothing is moving.

It's a RTB purchase, through work we have acess to an IFA team which also included access to conveyancing solicitors - with hindsight I really wish I'd used a local solicitor but will lose my £350 initial fee if I change now
Make £2023 in 2023 (#36) £3479.30/£2023

Make £2024 in 2024...

Comments

  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    have you paid for searches yet? or is that included?
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • We paid an initial fee of £335 back on the 8th September so they could begin, it was our understanding this was for the searches
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • kingstreet
    kingstreet Posts: 39,353 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    is it correct that my solicitors cannot conduct any searches until they receive the contract details from the vendors solictors?
    Yes. Many councils can't produce a local search without a plan which comes with the draft contract from the vendor's solicitor.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Great thank you, I know which solicitor needs to be prodded now
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • Lungboy
    Lungboy Posts: 1,953 Forumite
    Part of the Furniture 1,000 Posts
    I was advised that it's not worth starting anything that costs money (other than valuation survey) until the mortgage offer is in in case you're declined and you waste all the money spent.
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