How soon does insurance cover start?

cazziej

Hi, my daughter has been to look at a car that she would like to buy and has asked someone who knows more about cars to look over it tomorrow.

The car is MOT'd and taxed until January next year.

My question is this: If she buys the car tomorrow and insures it on line, can she drive it tomorrow, as she will effectively be insured and the car is already taxed.

Thank you

Carol

iceicebaby

You can get instant cover on line or over the phone subject to paying a deposit by card to secure the policy or paying for the policy in full

cazziej

Thank you Ice - quick reply!!

Husband just spoke to his friend who says to be wary as the car is a Punto and often have problems, don't know if this is true. Also, the man selling it says he is waiting for the log book to be sent to him, and OH friend said not touch it.

Anyway, thanks for the rapid reply.

Best wishes

Carol

darich

If the seller doesn't have the log book and "is waiting for it to be sent to him" then i'd walk away.
It could be a stolen car, a cut and shut and/or a forged document.
If he has the car to sell why doesn't he have the log book?
who has it just now?

As for Fiats having problems I'm sure that if swore by them then another would swear at them.
Personally I wouldn't own a Fiat but I've never owned one before and only go by what I've read.

arlybarly

hi cazzi
dont touch a car without the log book present

Ian_W

Just to confirm what the others say, officially:

• never buy a vehicle without a registration document or certificate (referred to as 'registration certificate') even if the seller says it has been sent to the Driver and Vehicle Licensing Agency (DVLA) for changes

From DIRECT.GOV website. Lots of other info about buying and selling there as well.

impy78

cazziej wrote: »

Hi, my daughter has been to look at a car that she would like to buy and has asked someone who knows more about cars to look over it tomorrow.

The car is MOT'd and taxed until January next year.

My question is this: If she buys the car tomorrow and insures it on line, can she drive it tomorrow, as she will effectively be insured and the car is already taxed.

Thank you

Carol

If the car has a tax disc in it then yes, as long as she buys the insurance and gets a policy number before she gets into the car.