Disability benefit

elsien

skcollobcat10 wrote: »

She probably wants to safeguard the inheritance she received from her family for her and her childs future.

She might possibly feel more secure in the relationship when he has shown a certain level of commitment eg marriage.

.

So their relationship is secure enough to live together and have a child together, but only a wedding ring is enough to show commitment?
What about their future as a family which is what they both presumably signed up to before he became ill?

nannytone_2

elsien wrote: »

So their relationship is secure enough to live together and have a child together, but only a wedding ring is enough to show commitment?
What about their future as a family which is what they both presumably signed up to before he became ill?

marriage/civil partnership is still the only recognised form of relationship when it comes to dividing property/assets in the context of a separation ( unless a legal document has been drawn up)
someone that merely cohabits would have to prove that they have contributed financially over the course of the relationship in order to receive any share of the assets.

personally, i would be unwilling to support anyone financially unless there was a legally binding agreement.

i lived with my ex for 8 years.
i worked and paid for the shopping car and all birthday x mad pressies.
he paid the mortgage ( he already had the house for 1 year before i moved in with him) the utilities were in his name only and paid by DD from his account.
because i couldn't prove that i had contributed, i walked away with nothing

elsien

I appreciate what you're saying.
However in the case of the OP I am still left wondering why if she thinks so little of him that she's not prepared to help him out at all why she's agreed to live with him and have his child.
.

Londonsu

skcollobcat10 wrote: »

We don't really know anything about the couple. It appears nowadays in a lot of cases that couples move in together within months of meeting. The child for all we know might have been unexpected.

I feel you need a couple of years to really know if you want to spend the rest of your life together, what's the rush.

She is quite right to safeguard her inheritance, she needs to know that she can trust her partner 100%, you hear of too many young girls being taken for fools by partners who are poor with finances and leave them high and dry.

I find it strange iif he has been working why he did not when he was unable to work not go straight on to sickness benefits.

Not when it comes to benefits she doesn't, although I support the idea of the OP looking at non means tested benefits due to his disability, the fact remains that means tested benefits are not there for people to safeguard their money, or to keep money from their partners, household income thresholds are there for a reason and everyone is subject to them which is how it should be.

TELLIT01

The simple fact is that a couple cannot compartmentalise their assets if one of them wants/needs to claim Income Related benefits. There is no 'This is mine' 'This is hers'. Entitlement to Income Related benefits is based on the family situation of earnings, savings and any other assets.
In this case, if she tries to protect her assets after a claim to benefit is made it will almost certainly be considered deprivation of capital and that money will still be taken into account.

tomtontom

controversy wrote: »

Note: All the people who jump to call disabled people scroungers are going to call me a huge scrounger for what I am about to say but I don't care.

I love my country and I also have MOD Veterans in my own family.

So anyway.

He won't be able to get ESA income related while being in a relationship with a Partner who has capital over £16,000. The best thing to do is put this money into a asset which isn't counted as income or capital.

Get his GF to put that money She has from her inheritance into a shared home ownership property.
This program is called HOLD. Home Ownership for People with a Long Term Disability.

Here is a link for you mate.

http://england.shelter.org.uk/get_advice/Buying_and_selling/home_ownership_schemes/home_ownership_for_people_with_a_long-term_disability_hold

Have a look on this website to give your mates GF a idea of what Shared Ownership is.

http://www.waterloohomes.org.uk/shared-ownership/

Also go to YourAble.com
This is the best disability forum community to talk about these things.

The reasons for doing this are:

1. The money will increase in value as house prices grow.
2. If they buy a 25% share of a property then they get 25% off the rent. They can also buy additional shares as time goes on until they own the property out right.
3. Because your veteran friend is disabled he will get the full amount of housing benefit which can be paid on the other 75% of the property.
4. Him, his GF and the Baby have a secure home without a landlord demanding them to move. Evil Slumlord Landlords tend to kick disabled people out after they have received new renovations etc.
5. Disability adaptation can be made to the property more easily which enable your friend to get back some of the independence he has lost.
6. They could buy a Bungalow which makes things a lot easier for him.
7. Owning a home which you live in isn't counted as capital. This will enable both him and his Girlfriend to start saving again.
8. After 1 year he will need to transfer to ESA income related and he sounds like he will get in the support Group.

Also I would like to stress that your mate needs to sign up for the Warm Home Discount. This is £140 off his energy bills. He needs to do this before November.

I'd really like to hear from him. If he registers on YourAble.com put his username on here so we can chat. Alternatively I do have Skype if he fancies a chat.

Perhaps the girlfriend would like a say in what she does with her money? If she is unwilling to support him whilst he is unwell it seems all the more unlikely she'll tie up her money in property just so he can claim.

Plus of course, house prices always rise, don't they?

What a bizarre suggestion.

GaleSF63

If the injury is the result of army service he should contact the War Pensions Agency in Norcross Blackpool. Even if he has done so at some point previously he can try again if the problem has got worse.