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Here we go again.... All change!!

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Comments

  • Please don't say that! You are not a failure!

    We all have tough times, and we've all had knock backs but it's how you deal with them that counts!

    Focus on what you can do to change and make yourself feel better. Not the negatives!

    Chin up! You CAN do this

    J x

    thank you but I do feel like one! Thank you for your positive words, it is finding out where to start!! X
    Desperate to save and clear debt
    New start, new control, new aims
    Even getting my head around the technology

  • So had an awful nights sleep, couldn't be bothered to get up and as always I feel worse than I did when I went to bed. I have had enough of this feeling, of the out of control feeling so am turning this negative morning into a positive day (even though little one isn't well I will just need to do what I can.

    I'm going to start with my surroundings which aren't helping with the focus, I will tidy and clean round to make it calmer. Then I can start focusing on the paperwork and budgets. Also the huge declutter mission.

    It's going to be a small spend day... Just a couple of small bits from local shop.

    Here's to a more upbeat positive day
    Desperate to save and clear debt
    New start, new control, new aims
    Even getting my head around the technology

  • Hello Desperate2save.


    Just seen your diary and wanted to wish you luck.


    I started my own journey a about 5-6 months ago and it has made a bug difference to my life. I really recommend get yourself super organised and give yourself achievable, short term target, like today I will write two letters, or cancel this direct debit or whatever.


    YOU CAN DO THIS.
    LBM debt £75,212, debt today = £50,258
    Percentage of debt paid = 33.2%
    LBM creditors 16, creditors today = 9
  • Hello Desperate2save.


    Just seen your diary and wanted to wish you luck.


    I started my own journey a about 5-6 months ago and it has made a bug difference to my life. I really recommend get yourself super organised and give yourself achievable, short term target, like today I will write two letters, or cancel this direct debit or whatever.


    YOU CAN DO THIS.

    Thank you so much and well done on your own journey. Did you find it hard at first? X
    Desperate to save and clear debt
    New start, new control, new aims
    Even getting my head around the technology

  • So first day... Don't seem to have really got anywhere as at the moment I'm tidying in order to make the house in a more manageable state and in turn I will have the energy to deal with the finances as the house is definitely contributing to my poor budgeting skills, my over eating, over spending and total poor attitude. Just getting a few things done I between mummy duties, inspired the inner more calm wants to be the super organised in control person..... To make the ultimate change!

    I am off to sleep now to recharge and wake up tomorrow refreshed and ready to go! Going to tackle the washing and ironing as well as continuing to tidy organise and work towards a free space to concentrate on the finances.

    Night night mse friends. X
    Desperate to save and clear debt
    New start, new control, new aims
    Even getting my head around the technology

  • wishus
    wishus Posts: 1,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Desperate2Save. Big hugs. Don't call yourself a failure because you're not. This is a journey And there are a lot of us on the road with you. I tell myself to focus on the successes and forgive myself when I need to. Maybe something like that would help? Like I am also decluttering and had a plan for tonight, but thought I would cook instead and watch Masterchef.That's okay. I have a reward chart like a toddler, which I find a useful tool as I can usually find something in the day to earn a star! Today it was walking :)

    Good luck!
    Keep reading books!
    August grocery challenge Budget £150. Spent so far: £98.49. Remaining: £51.51
  • wishus wrote: »
    Hi Desperate2Save. Big hugs. Don't call yourself a failure because you're not. This is a journey And there are a lot of us on the road with you. I tell myself to focus on the successes and forgive myself when I need to. Maybe something like that would help? Like I am also decluttering and had a plan for tonight, but thought I would cook instead and watch Masterchef.That's okay. I have a reward chart like a toddler, which I find a useful tool as I can usually find something in the day to earn a star! Today it was walking :)

    Good luck!

    Thank you for the big hugs, I do feel like I need them today. It is reassuring to know that there are more on the journey too, hopefully it will give me the kick up my backside. I love your focusing on successes and forgiveness when you need to. The ward chart sounds like a feat idea, I think that would help me lots. I get so wrapped up in making sure everyone else has everything and does what they want to do that a lot of the time I do get deflated and down but that way if I can see that it's worth it all and reward myself I won't feel so bad. How would you reward yourself?

    Thank you x
    Desperate to save and clear debt
    New start, new control, new aims
    Even getting my head around the technology

  • After an awful night sleep thank you to the little ones, I was bad and treated myself to a fizzy drink, I really didn't want to but I felt like I needed that little boost to get me through the day. £1 in the stomach which is something I do want to kick.... The fizzy treats when out and about... Why can't I just deal with tap water... It's always a warm drink or a bottle of fizzy pop, such a waste of money but I suppose these are the reasons why I am here.... To kick all these things which have contributed to a bad budget and debt! Booooo

    So today is continue operation tidy up to free the surroundings of chaos and so I can then start concentrating on a new future of organisation, debt busting, savings and de cluttering.

    I feel very lonely today, it's dawned on me that I really don't have that 'closeness' with anyone that I can share my shameful being with. I have 'friends' but they are more look at us, spend spend spend etc etc and I really am fed up of it. I have made stupid decisions in the past trying to keep up with Jones and in return its me who's suffering.

    I want to be one of those people who are savvy, in control and I must say a little ocd to keep on top of things (I work well when I have that little bit of ocd as it's the routine, the determination, the want) when pressure gets to me, I fall apart and let things fall apart. And that's why I am where I am today.

    So today is about looking outside at the blue sky and sunshine, and working hard in the house whilst little one is napping or playing.....

    By Monday I want to then be able to focus on budgets, paperwork, DMP, meal plans, spreadsheets, routines, new way in the Filofax and general organisation!

    Have a lovely day xxx
    Desperate to save and clear debt
    New start, new control, new aims
    Even getting my head around the technology

  • This is a tragic state of affairs................ The amount of fresh food I have chucked cause not used..... Shame on me
    Desperate to save and clear debt
    New start, new control, new aims
    Even getting my head around the technology

  • So what have I learnt about myself today... I'm an unorganised overeating slob... What am I going to do as of tomorrow.... Continue on this journey to a new me which will start off with getting up when the alarm goes off instead of snoozing! It's the only way I am going to get anywhere is by starting the day off in a positive way.

    I have started putting everything in one place to start to deal with budgets paperwork etc as of Monday.

    For now rest then continue the preparations for calmness to succeed

    Night everyone x
    Desperate to save and clear debt
    New start, new control, new aims
    Even getting my head around the technology

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