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NHBC Warranty and home insurance
gg234
Posts: 41 Forumite
If we buy new house with NHBC Warranty do i still need to buy separate home insurance or NHBC cover this
Thanks for your help
Thanks for your help
0
Comments
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No don't worry. If you set the house on fire, the NHBC will re-build it for you.
Likewise if a burglar smashes their way in NHBC will repair.
Not!0 -
Yes, you need proper insurance. The NHBC warrenty is not all its cracked up to be. We are going through some issues with them, if cost of repair is less than £1,400 then they won't fund it.0
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The NHBC wont cover the cost of rebuilding if you set fire to your chip pan and the whole house burns to the ground.Eat vegetables and fear no creditors, rather than eat duck and hide.0
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An NHBC warranty and Home insurance are very different. Briefly:
An NHBC Warranty covers putting right defects or damage caused by poor workmanship by the builder, or poor materials used by the builder.
Ordinary Home Insurance never covers damage caused by poor workmanship or poor materials.
Home Insurance generally covers damage caused by unforeseen events like storm, flood, fire, theft.
So you need both.0
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