Insurance claim for screen?

specialboy

Large crack appeared on my screen and it needs replacing, it will cost about £200 to replace but should I pay up or use my insurance windscreen cover which will cost me £50 excess and not affect my no claims but do you think it will increase my premium next year?

WobblyDog

I made an insurance claim for a cracked windscreen, it didn't increase my premiums.

I found it best to let my insurance company arrange the replacement by a small local company. The large national windscreen company I asked for a quote seemed very keen to replace the windscreen immediately, then attempt to recover their high price from my insurance company.

Quentin

Do dummy quotes online with and without this claim in your history to see what difference it makes to the premium, then make your decision.


(Did you get your quote from a national - if so try a local independent for a quote before contacting your insurer)

forgotmyname

Even if your current company make no adjustment to the excess it still needs to be declared for upto 5 years.

A._Badger

I claimed for a replacement windscreen a year ago. It had no effect on my premium and didn't seem to inflate any other quotes.

YMMV.

thescouselander

My old car used to go through windscreens at an alarming rate. I claimed for 3 of them over the 5 years I owned it and it never made any difference to my premiums. Probably best to get your insurance to sort it.