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Conflicting credit reports !
coopergte
Posts: 23 Forumite
Hi all I've got a few issues with 3 defaults on my experian credit report any way I've sent letters and waiting for replys so I thought now would be a good idea to order a credit report from the other two main ones well I've ordered my equifax one just waiting for that to turn up and I've just read my call credit one which has got me confused ! The 3 defaults I have on experian are all showing as settled and satisfactory on my call credit report !! Do I now show experian a copy of this to see if it will improve my chances of them getting the defaults taken off or just leave well alone ????
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Comments
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A CRA won't take data from a competitor. They take data from the lenders.0
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How strange ! How has the two cras got completly different information about the same defaults ?0
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Which info is correct?0
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On both reports all the info is correct apart from on call credit it's got me linked with a ex partner the things that are different are on experian I've got 3 defaults where on call credit they all show as settled or satisfied0
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On both reports all the info is correct apart from on call credit it's got me linked with a ex partner the things that are different are on experian I've got 3 defaults where on call credit they all show as settled or satisfied
Which are correct? Are the three accounts settled or not? If they are, when were they settled?0 -
I've got a default with orange which should be changing to settled in a few weeks I also have one for Barclays which I havnt payed yet so that should still be showing as default it's nearly 2 yrs old I also have a default with sainsburys which in fact is all payed but still always shows default it's somthing I have been meaning to address with them the date on that is approx 1.5 yrs old ?? I'm confused !!0
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Please help!!! Thanks chris0
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